Many consumers expect their own bank to give them the best rate and product, but their ability to do so is limited to only the products they offer.
There are over 400 mortgage products on the market each with their own features, benefits, terms and rates. There are specialized mortgages for the self-employed, 100% financing, rental and construction to name a few. Not every lender offers these products nor uses the same criteria for approval.
Given your home is generally your biggest investment it is important to do your research and shop for the best solution. As an independent mortgage broker, I have access to over 40 lenders, over 15 years experience and will do just that for you.
When you’re ready to start house hunting, it’s a good idea to first determine your pre-approved amount. (Why waste time shopping for houses that may not be in your price range?) Click the link below and complete your form to discover your mortgage pre-approval amount.
Click HERE to access our secure online mortgage application form.